Sunday, December 14, 2008

What if Bankruptcy happens?

But, it'll take time and perseverance on your part. Filing for bankruptcy will certainly have a great effect on your credit but often it becomes the sole option. Yes you heard us right ; you can still work on reconstructing your credit even AFTER filing a bankruptcy. But, it'll take time and perseverance on your part. Spend your money wisely and don't buy extravagance items that aren't a necessity for living. This is a crucial lesson to learn and it is going to be tough to talk yourself out of some of those bliss purchases but you may thank yourself later. This may help to reestablish good credit and an on time payment history.

When making an application for new credit, attempt to commence with a gas card or store card these are items you would typically pay for in notes but now you can settle up monthly to reestablish credit. This is going to be a wise choice as to not give yourself additional credit on items you may not need at this time.

Payday loans should be a final resort and evaded at any price if at all possible.
The IRs are very high and they can simply become a blemished credit trap after all your tough work. Banks will take this under consideration when determining if you are responsible enough to lend cash too. Payday loans must be a final resort and evaded at any price if at all possible. The IRs are unusually high and they can simply become a poor credit trap after all your difficult work. Don't give up hope, it is probable but it'll take time, effort and lots of difficult work and determination.

divorce

It doesn't address non-permanent alimony, which is provided for only a different supply of the Texas Family Code. The Texas Family Code also provides authority for the court to order temporary alimony that occurs whilst a divorce is outstanding. Contractual Alimony Contractual alimony relies on an accord between the parties in their divorce decree. Court Ordered Upkeep Court ordered upkeep is provided for by Texas Family Code Chapter 8 . The monthly amount of court ordered upkeep is capped at the lesser of : * $2,500 or * 20% of the monthly payor's gross earnings. The maximum duration of court ordered upkeep is three years. Points to consider Where there's a giant disparity in incomes alimony can occasionally be used as a helpful settlement tool. These became the serious drawbacks of injury cases. And, getting the services of injury counsels has become an easy task. Even for once, you may be concerned in a private injury case. In such case, you could need to assert a compensation for the agony and suffering that it has led to you. This is when an individual injury counsel is required. You need to consult an injury barrister, even if solely to talk about the concern you have. Injury counsels are so crucial in your private injury cases.

They've been specializing in assorted services to supply likely clients. A number of them are way more adept with car or auto accidents. This gives you a huge chance of winning your private injury case. If the receiving party is in a lower tax bracket, the earnings tax paid may be noticeably lower than what it might be otherwise. Another factor to think about is how seldom Texas trial courts order maintenance, absent a contract. The statute allows for upkeep only when the precise approved circumstances have been proven. If, at the point of trial after the case has been outstanding for many months, she has made no effort to get work or improve her job abilities, it'll be a tough claim to be successful on. Conclusion Alimony in Texas, whilst barely ordered, is a vital and difficult issue.

It can be employed as an effective settlement tool and can doubtless be a major trial issue. For somebody concerned in a Texas divorce case with a potential alimony issue, the issue should be debated in detail with a seasoned divorce barrister.

Thursday, July 27, 2006

Medical Malpractice

Before I start to tell you about medical malpractice lawyers in New York and other locations, I want to take a look at the word ‘malpractice’: What does this word mean actually? When I look up a dictionary I read the following:

“Improper or negligent treatment of a patient, as by a physician, resulting in injury, damage, or loss.Improper or unethical conduct by the holder of a professional or official position.The act or an instance of improper practice.”

With these definitions at hand we can get a pretty clear image of what we mean by the term ‘malpractice’. In this article I will focus on medical malpractice which is defined in the first sentence of the definition above. The keywords here are ‘improper or negligent treatment’ of a patient done by a physician where the consequences for the patient are ‘injury, damage or loss’. If we blend this definition of medical malpractice with a legal element, it won’t take long before you understand the role of a medical malpractice lawyer or attorney.

The role of the medical malpractice lawyers in New York and other areas in the country is to deal with the medical professionals who does harm to their customers due to negligence and other acts. If you find that a medical professional is not performing his duty according to the set standards then you can very well file a case against him using the medical malpractice lawyers. You may find that their negligence has harmed you or your loved ones in some way or the other. In such cases you can very well approach a medical malpractice lawyer and these lawyers are there to get you the compensation required whether financial or other.

Harm to the patients occurs across the country even by the medical professionals. This is done mostly due to the negligence or a careless attitude towards their patient. It is their duty to attend their patients sincerely. If they fail to do so they can be sued with the help of lawyers and attorneys available for this purpose.

Websites like LawInfo.com provides a list of medical malpractice lawyers in New York. You can use this list to find the law office that is near your locality. Check out the internet for websites that will give you the cities in the New York state that has an attorney or a lawyer who can deal with medical malpractice. After you select the city from the list, you will be prompted to select the area code. Upon selecting the area code you are displayed a list of attorneys and law office that are ready to serve you in that locality. For example in the New York city if you select the area code as 212 then you are displayed a list like Stephen Reich, J.D., Ph.D., Ginsberg & Broome, P.C., Leav & Steinberg, L.L.P., etc. You can choose an attorney or lawyer from this list for you case and consultation.

Saturday, June 10, 2006

America, the Dictatorship

Incrementally, but noticeably, the United States is shedding its democracy.

Hard-won civil liberties are willingly sacrificed for the sake of illusory added security. Institutions are stacked with political, partisan appointees who do their puppetmaster's bidding. Laws are openly broken and the Constitution flaunted with breathtaking callousness and an ease that would have been considered unthinkable on September 10, 2001. I wouldn't be surprised if the forthcoming presidential elections are suspended due to this perpetual "state of emergency".

Largely ignorant of history and thus devoid of any meaningful or helpful perspective, people shrug off this doomsday scenario. They forget that Rome - a four hundred years old republic with venerable institutions like the Roman Senate - gave in to tyranny in the space of four years. The same goes for ancient Athens, the first truly participatory democracy on earth, transformed by wars into a hideous dictatorship.

America's is a malignantly narcissistic culture. Its denizens believe counterfactually that it is the richest, most virtuous, freest, society on earth. Reasonably, they are convinced that everyone is destructively envious of them. This renders them paranoid and violent. An early and observant traveler, Alexis de Tocqueville, noted this siege mentality and warned that the United States is walking a thin line between freedom and authoritarianism.

It is this ingrained belief that the world is hostile and harsh that will likely undo the American experiment. Psychology teaches us about projective identification - a defense mechanism that forces people around you to behave the way you are accustomed and expect them to. Treating everyone as a potential enemy usually turns them into ones.

Gender Equality

The state of gender equality has vastly improved in the past few
decades. Career, education and business opportunities have
really opened up for women, and we are seeing successful females
in many different situations. But have we truly reached
equality? Even with all the improvements made, the answer is
still, unfortunately, "no."

For every hard-working female executive, there is a working
mother who has been passed over for a promotion. For every
respected female professor, there is an educated woman somewhere
who's knowledge is not being taken seriously. The people who
discriminate against these women may not even be conscious of
the fact that they are doing it. Gender bias is deeply rooted in
our collective psyche, but that is no excuse. We must constantly
remind ourselves to be aware of how we are perceiving and
treating others.

Remember the recent furor over Jane Swift, the pregnant governor
of Massachusetts? Pages and pages of newsprint were devoted to
the debate on whether or not she could be an effective mother
and still run the state. This would never have happened to
a man, not even a single father.

It is amazing to me that, in this new millennium, such basic
gender stereotypes are being perpetuated. Are gender roles so
stamped into our brains that we can't conceive of the fact that a
woman can successfully raise a family while maintaining a high
profile career? Mrs. Swift is probably perfectly capable of
handling both jobs, or at least of delegating responsibility so
that everything is taken care of. Sure she'll be busy, but lots
of very busy men manage to make things work every day without
ever having their qualifications questioned.

As people working in small home-businesses, we can help to make
change in these areas. By stepping out of the brick and mortar
business world we have already effectively said no to corporate
politics. Already, far more women are having success with online
and home businesses than with regular corporations. Just look at
Meg Whitman of Ebay and Abbie Drew of DEMC. Although Meg came
into Ebay later in the game, she has made it the most successful
online retail auction business in the world. Abbie Drew started
from scratch, and now DEMC, the Internet's very first business
ezine, provides advertising and expert small business advice for
hundreds of thousands of people.

This is all great, but why not take it a step further? Take a
stand for gender rights and commit to treating men and women with
absolute equality in all your business dealings. When making a
decision to use someone's services or ask for someone's advice be
open minded. Remember, it's your colleague's track-record,
qualifications and personality that make them the great
businessperson they are, not their gender.

Thursday, June 01, 2006

Nothing to Fear

Nothing to Fear

Terror is meant to change policy. Fear is meant to support policy. This is the Old World idea of balance. Guns change votes and that is why democracy is found nowhere. Nor would we want democracy if we had a choice, because we know the majority is more often wrong than right. In fact, the majority loves to be deceived and chooses deceivers to lead them down the road to glory. Europe has had so much of this last Century, it balks at the idea of supporting any potential 21st Century Hitler, on either side of the Atlantic.

Is it because the fearful are so much easier to control and manipulate that fear is the major product of world governments? Everywhere I look surely fear is the preferred tool. It is cheap and very easy to generate.

Oklahoma City and the World Trade Center attacks had a common goal and lesson. If your government cannot protect its own, how can it protect anyone else? Look at what your government does in the world, in your name. Do you approve? If you don't, what will you "free" people do about it? We will pay for it, of course, because we are free to pay for it.

We all would love to believe we are safer now that government is half awake. Instead, we sense the truth that our vulnerability increases every day. As long as we can stay alert to strange activity around us we can survive terror from without. We won't even look at the threats to and in the Capitol. The game is called look over here so you don't see what we are doing over there. We look where they point and fix our attention on their message. Why don't we look elsewhere for some other point of view? See if there is a big picture.

In November, 2001, Commander Bush and Secretary Rumsfeld assisted the escape of some 8000 members of al Qaeda from Afghanistan to Pakistan. As Pakistani transport planes airlifted thousands through an official no fire corridor, those on the ground had enough time to hike to the Pakistani border, about 120 miles away. This was fully reported on the PBS program, Now, with Bill Moyers. It aired 21 February, 2003. You can read an archived transcript @ PBS.Org.

We can imagine that cellular organization and skillful recruiting can double the number of cells in a year or less. 8,000 al Qaeda set free in November 2001, could easily be 20,000 today. We might ask how this can be called homeland security. Al Qaeda is not just bodies, but minds united by a worthy cause. Change U.S. policies.

Another lesson of September 11 is that a very determined enemy has the will to find a way. It took two attempts to destroy their priority target and the first attempt on the new priority target, the U.S. Capitol, is fair warning. If I lived or worked within 50 miles of the Capitol, I would not sleep well without self medicating and I assume most in that area do medicate.

So why would the President want to assist in a future attack on the very place he lives and works? The whole story is not to be found in the Now report, or with me. The advantage the terrorists have over America is a rich, fertile, collective imagination. Americans have little or none. So why don't we start reclaiming some imagination for ourselves? It could save a life or millions. It may be too late and not worth bothering about.

Let's imagine that al Qaeda and Pakistan are friendly allies. As a reward for 9/11, Pakistan presents al Qaeda with three or four nuclear weapons on ballistic missiles, supplied by North Korea. Or imagine three or four portable nukes flown in with the regular drug supply and turned over to American right wing extremists to place, under supervision. They are detonated by telephone when the time is right, or the ballistic missiles are loaded on some innocuous ship like an oil tanker, which cruises into striking distance and launches the entire payload at one or two targets.

For the love of symbolism al Qaeda has demonstrated, the strike comes when the U.S. invades Iraq, where much of our Homeland Security is at the moment. Washington D.C. is vaporized. The administration, with some advance warning, retires to its survival bunkers. When the dust clears, they are all that is left of national government and call the troops home to enforce the martial law demanded by the people. We intensify our war on terror by arresting you and your neighbor for lack of cooperation with the new rules. This is as hard for us to imagine as Waco, Ruby Ridge, Oklahoma City or 9/11. If we can imagine it, we can start making decisions now about how we will allow such an event to affect us. I was hoping to warn Congress but they are so swamped with protest communications, my message is unlikely to reach them. They could be sacrificed before they fully realize the threat. I heard 9/11 was the result of communication failure. All successful attacks will be for this same reason.

Treason is a Capital crime. Providing aid and comfort to the enemy in time of war is the definition of treason or high treason. So why is the Capitol trusting their lives to the friends of al Qaeda in the White House? Is it possible not one of them knows what I have told you?

We are told that America does not distinguish between terrorists and those who support them. Assisting the escape of 8,000 al Qaeda supports terrorism as surely as money or training, which Congress also provides through Pakistan and other friends of the President. Should the people distinguish between traitors and those who support them? Is the entire military and Congress as guilty as the President and Secretary? How about taxpayers who make it all possible? Who is not guilty and due no punishment? Maybe America is overdue for a good whipping. Who will prevent it?

On the other hand, this is a new age. An age of brotherhood and science. I can see that aiding the escape of al Qaeda is a Christian and loving thing to do, not unlike allowing Saddam to leave Iraq with whatever entourage he chooses, before he is hunted down and eliminated. Who knows how we are loving Iran and North Korea? Though we might not see love as a result of the world's most powerful military's care and attention, who am I to question the men leading us into WWIII, the great love war?

Friday, May 12, 2006

Sir! No Sir

Monday, April 10, 2006

New Friendfinder

Sunday, April 09, 2006